Terms of Service
Terms of Service
Terms of Service
Last updated on Sunday, October 29th, 2023
We are ‘A Bunch Of Humans’, incorporated in France under reg SIREN 904 911 872, and we provide our iOS mobile application “Koriu” (the “App”) to you, an individual user, provided you agree and comply with these terms and conditions.
We are ‘A Bunch Of Humans’, incorporated in France under reg SIREN 904 911 872, and we provide our iOS mobile application “Koriu” (the “App”) to you, an individual user, provided you agree and comply with these terms and conditions.
Agreement
Agreement
Agreement
By downloading the app and using it, you accept and agree to be bound by this Agreement and Koriu’s Privacy Policy. If you do not want to agree with these terms and the Privacy Policy, you must not download the app nor use it.
This agreement is made between you and A Bunch Of Humans. Apple is not a party to this agreement and has no responsibility for the App nor its content.
We grant you a nontransferable license to download and use the App onto any Apple-branded product that you own or control, provided you follow all of the rules described in this agreement, and the Apple Media Services Terms and Conditions (”App Store rules”).
The terms of this EULA will govern any content, materials, or services accessible from the app as well as its future updates that replace or supplement the original app.
You may not copy (except as permitted by this license and the Usage Rules), reverse-engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the app, any updates, or any part thereof.
You must be at least 18 years old to use the app.
By downloading the app and using it, you accept and agree to be bound by this Agreement and Koriu’s Privacy Policy. If you do not want to agree with these terms and the Privacy Policy, you must not download the app nor use it.
This agreement is made between you and A Bunch Of Humans. Apple is not a party to this agreement and has no responsibility for the App nor its content.
We grant you a nontransferable license to download and use the App onto any Apple-branded product that you own or control, provided you follow all of the rules described in this agreement, and the Apple Media Services Terms and Conditions (”App Store rules”).
The terms of this EULA will govern any content, materials, or services accessible from the app as well as its future updates that replace or supplement the original app.
You may not copy (except as permitted by this license and the Usage Rules), reverse-engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the app, any updates, or any part thereof.
You must be at least 18 years old to use the app.
Data Privacy
Data Privacy
Data Privacy
Your use of the Koriu app is governed by the Privacy Policy.
Your use of the Koriu app is governed by the Privacy Policy.
Not Financial Advice
Not Financial Advice
Not Financial Advice
A Bunch Of Humans does not offer financial advice. The content provided within Koriu is meant for educational and informational purposes only.
Nothing displayed within the App constitutes financial, investment or trading advice, by a Bunch Of Humans or any third party.
We do not endorse any specific investments, trading strategies, or financial products.
You understand that past performance is no guarantee of future results, and inherent in any investment is the potential for loss.
Your capital is at risk. Your financial choices are your own responsibility.
A Bunch Of Humans does not offer financial advice. The content provided within Koriu is meant for educational and informational purposes only.
Nothing displayed within the App constitutes financial, investment or trading advice, by a Bunch Of Humans or any third party.
We do not endorse any specific investments, trading strategies, or financial products.
You understand that past performance is no guarantee of future results, and inherent in any investment is the potential for loss.
Your capital is at risk. Your financial choices are your own responsibility.
Disclaimer of Liability
Disclaimer of Liability
Disclaimer of Liability
A Bunch Of Humans shall not be liable for any losses, damages, or legal consequences resulting from app use or data accuracy.
Users must exercise caution, conduct independent research, and consult with qualified financial professionals before making investment decisions. We are not responsible for any indirect, incidental, consequential, or punitive damages arising from app use or inability to use it.
We provide no assurances and no warranties regarding the accuracy, completeness, or reliability of the information presented in the app. While we strive to provide accurate and up-to-date content, there is no guarantee that the data is error-free or that it reflects the most current market conditions.
A Bunch Of Humans shall not be liable for any interruptions, errors, or technical issues while using the app, including but not limited to delays in data requests, system failures, or connectivity problems.
By using the app, you agree to indemnify and hold harmless A Bunch Of Humans from any claims, actions, losses, liabilities, or expenses (including legal fees) that may arise from your use of the app or your reliance on its content.
A Bunch Of Humans shall not be liable for any losses, damages, or legal consequences resulting from app use or data accuracy.
Users must exercise caution, conduct independent research, and consult with qualified financial professionals before making investment decisions. We are not responsible for any indirect, incidental, consequential, or punitive damages arising from app use or inability to use it.
We provide no assurances and no warranties regarding the accuracy, completeness, or reliability of the information presented in the app. While we strive to provide accurate and up-to-date content, there is no guarantee that the data is error-free or that it reflects the most current market conditions.
A Bunch Of Humans shall not be liable for any interruptions, errors, or technical issues while using the app, including but not limited to delays in data requests, system failures, or connectivity problems.
By using the app, you agree to indemnify and hold harmless A Bunch Of Humans from any claims, actions, losses, liabilities, or expenses (including legal fees) that may arise from your use of the app or your reliance on its content.
Disclaimer of Warranties
Disclaimer of Warranties
Disclaimer of Warranties
The App is provided 'as is' and 'as available', without any warranties or representations, express or implied. A Bunch Of Humans makes no guarantees regarding the accuracy, reliability, or performance of the app. Users acknowledge that their use of the app is at their own risk and discretion.
A Bunch Of Humans is not responsible for any errors, bugs, crashes, or data loss that may occur while using the app. We do not endorse any specific results or outcomes that may arise from using the app. Additionally, if the app includes third-party content or services, A Bunch Of Humans is not responsible for their accuracy or reliability. Users are encouraged to use the app responsibly and to consult with professionals for any specific needs or concerns.
By using the app, users agree to these terms and understand that A Bunch Of Humans is not liable for any issues or consequences arising from their use of the app.
In the event of any failure of the Licensed Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Licensed Application to you; to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Licensed Application.
The App is provided 'as is' and 'as available', without any warranties or representations, express or implied. A Bunch Of Humans makes no guarantees regarding the accuracy, reliability, or performance of the app. Users acknowledge that their use of the app is at their own risk and discretion.
A Bunch Of Humans is not responsible for any errors, bugs, crashes, or data loss that may occur while using the app. We do not endorse any specific results or outcomes that may arise from using the app. Additionally, if the app includes third-party content or services, A Bunch Of Humans is not responsible for their accuracy or reliability. Users are encouraged to use the app responsibly and to consult with professionals for any specific needs or concerns.
By using the app, users agree to these terms and understand that A Bunch Of Humans is not liable for any issues or consequences arising from their use of the app.
In the event of any failure of the Licensed Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Licensed Application to you; to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Licensed Application.
Product Claims
Product Claims
Product Claims
You and A Bunch Of Humans acknowledge that Apple is not responsible for addressing any claims you or any third party relating to the Licensed Application or your possession and/or use of the Licensed Application, including, but not limited to: (i) product liability claims; (ii) any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation.
You and A Bunch Of Humans acknowledge that Apple is not responsible for addressing any claims you or any third party relating to the Licensed Application or your possession and/or use of the Licensed Application, including, but not limited to: (i) product liability claims; (ii) any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation.
APIs
APIs
APIs
Our app integrates with API providers such as Financial Modeling Prep and Finimize.
These services allow us to offer you specialized features and content related to financial information. Your interactions with these third-party services are subject to their individual terms of service and privacy policies.
We are not responsible for the performance or accuracy of these data providers.
Our app integrates with API providers such as Financial Modeling Prep and Finimize.
These services allow us to offer you specialized features and content related to financial information. Your interactions with these third-party services are subject to their individual terms of service and privacy policies.
We are not responsible for the performance or accuracy of these data providers.
User Account
User Account
User Account
To access the App’s features, you will need to create an account.
We utilize Apple Sign-In and Google Firebase for authentication.
By using these methods, you agree to their respective privacy policies and terms of service. You are solely responsible for safeguarding your account credentials and any activity that occurs under your account.
To access the App’s features, you will need to create an account.
We utilize Apple Sign-In and Google Firebase for authentication.
By using these methods, you agree to their respective privacy policies and terms of service. You are solely responsible for safeguarding your account credentials and any activity that occurs under your account.
Internet Usage
Internet Usage
Internet Usage
To provide you with the latest information available, our app requires an active internet connection. By using the app, you acknowledge that an internet connection is necessary for its proper functionality.
Please be aware that your mobile carrier's data charges may apply when using the app, and you are responsible for any associated costs.
To provide you with the latest information available, our app requires an active internet connection. By using the app, you acknowledge that an internet connection is necessary for its proper functionality.
Please be aware that your mobile carrier's data charges may apply when using the app, and you are responsible for any associated costs.
Maintenance and Support
Maintenance and Support
Maintenance and Support
A Bunch Of Humans is solely responsible for providing any maintenance and support services for the app. You can reach us at support@abunchofhumans.com
You and A Bunch Of Humans acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the app.
A Bunch Of Humans is solely responsible for providing any maintenance and support services for the app. You can reach us at support@abunchofhumans.com
You and A Bunch Of Humans acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the app.
Intellectual Property
Intellectual Property
Intellectual Property
Our app, including all content, features, and materials provided within, is protected by intellectual property laws, including but not limited to trademarks, copyrights, and trade secrets.
A Bunch Of Humans is the sole owner of Koriu’s intellectual property, including its name, logo, design elements, software code, and all other original works of authorship.
Any use, reproduction, imitation, or unauthorized representation of our trademarks is strictly prohibited and may result in legal action. No license or right to use any of these trademarks is granted without the prior written consent of A Bunch Of Humans.
All original content provided within the app, including but not limited to text, graphics, images, videos, and software code, is protected by copyright laws. Users are prohibited from reproducing, distributing, modifying, or creating derivative works from this content without explicit permission from A Bunch Of Humans. Any unauthorized use of copyrighted material may lead to legal consequences.
By submitting feedback, suggestions, or any other contributions to the app, you grant A Bunch Of Humans a non-exclusive, worldwide, royalty-free, irrevocable, perpetual, and sublicensable right to use, modify, reproduce, distribute, and display your contributions in connection with the app and its business operations.
If you believe that any content within the app infringes upon your intellectual property rights or have any other concerns, please contact us at support@abunchofhumans.com for resolution.
You and A Bunch Of Humans acknowledge that, in the event of any third party claim that the Licensed Application or your possession and use of that Licensed Application infringes that third party’s intellectual property rights, Apple is not responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim.
Our app, including all content, features, and materials provided within, is protected by intellectual property laws, including but not limited to trademarks, copyrights, and trade secrets.
A Bunch Of Humans is the sole owner of Koriu’s intellectual property, including its name, logo, design elements, software code, and all other original works of authorship.
Any use, reproduction, imitation, or unauthorized representation of our trademarks is strictly prohibited and may result in legal action. No license or right to use any of these trademarks is granted without the prior written consent of A Bunch Of Humans.
All original content provided within the app, including but not limited to text, graphics, images, videos, and software code, is protected by copyright laws. Users are prohibited from reproducing, distributing, modifying, or creating derivative works from this content without explicit permission from A Bunch Of Humans. Any unauthorized use of copyrighted material may lead to legal consequences.
By submitting feedback, suggestions, or any other contributions to the app, you grant A Bunch Of Humans a non-exclusive, worldwide, royalty-free, irrevocable, perpetual, and sublicensable right to use, modify, reproduce, distribute, and display your contributions in connection with the app and its business operations.
If you believe that any content within the app infringes upon your intellectual property rights or have any other concerns, please contact us at support@abunchofhumans.com for resolution.
You and A Bunch Of Humans acknowledge that, in the event of any third party claim that the Licensed Application or your possession and use of that Licensed Application infringes that third party’s intellectual property rights, Apple is not responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim.
Legal Compliance
Legal Compliance
Legal Compliance
You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
Third Party Beneficiary
Third Party Beneficiary
Third Party Beneficiary
You and A Bunch Of Humans acknowledge and agree that Apple, and Apple’s subsidiaries, are third party beneficiaries of the EULA, and that, upon your acceptance of the terms and conditions of the EULA, Apple will have the right (and will be deemed to have accepted the right) to enforce the EULA against you as a third party beneficiary thereof.
You and A Bunch Of Humans acknowledge and agree that Apple, and Apple’s subsidiaries, are third party beneficiaries of the EULA, and that, upon your acceptance of the terms and conditions of the EULA, Apple will have the right (and will be deemed to have accepted the right) to enforce the EULA against you as a third party beneficiary thereof.
Consent to Use of Data
Consent to Use of Data
Consent to Use of Data
You agree that we may collect and use technical data and related information—including but not limited to technical information about your device, system and application software, and peripherals—that is gathered periodically to facilitate the provision of software updates, product support, and other services to you (if any) related to the Licensed Application. We may use this information, as long as it is in a form that does not personally identify you, to improve its products or to provide services or technologies to you.
You agree that we may collect and use technical data and related information—including but not limited to technical information about your device, system and application software, and peripherals—that is gathered periodically to facilitate the provision of software updates, product support, and other services to you (if any) related to the Licensed Application. We may use this information, as long as it is in a form that does not personally identify you, to improve its products or to provide services or technologies to you.
Prohibited Uses
Prohibited Uses
Prohibited Uses
Users shall not attempt to gain unauthorized access to the app's systems, accounts, or any other user's information. Any form of hacking, phishing, or unauthorized data retrieval is strictly prohibited.
Users shall not engage in any activities that may compromise the security, integrity, or functionality of the app or its users. This includes spreading malware, viruses, or engaging in any form of cyber attack.
Users shall not upload, post, or share any content that is illegal, infringing upon intellectual property rights, or violates any applicable laws and regulations.
Users shall not provide false, misleading, or fraudulent information within the app.
Users shall not use the app for commercial purposes, including advertising, promotions, or solicitation, without explicit permission from A Bunch Of Humans.
Violation of these guidelines may result in immediate suspension or termination of user accounts, and A Bunch Of Humans reserves the right to take legal action against individuals or entities engaging in prohibited activities.
Users shall not attempt to gain unauthorized access to the app's systems, accounts, or any other user's information. Any form of hacking, phishing, or unauthorized data retrieval is strictly prohibited.
Users shall not engage in any activities that may compromise the security, integrity, or functionality of the app or its users. This includes spreading malware, viruses, or engaging in any form of cyber attack.
Users shall not upload, post, or share any content that is illegal, infringing upon intellectual property rights, or violates any applicable laws and regulations.
Users shall not provide false, misleading, or fraudulent information within the app.
Users shall not use the app for commercial purposes, including advertising, promotions, or solicitation, without explicit permission from A Bunch Of Humans.
Violation of these guidelines may result in immediate suspension or termination of user accounts, and A Bunch Of Humans reserves the right to take legal action against individuals or entities engaging in prohibited activities.
Updates to the Terms of Services and to the App
Updates to the Terms of Services and to the App
Updates to the Terms of Services and to the App
A Bunch Of Humans reserves the right at any time to:
Change the terms and conditions of the Terms of Service;
Change the app, including eliminating or discontinuing any content or feature of the app.
A Bunch Of Humans may modify the app at any time without prior notice, and you accept those modifications if you continue to use the App.
We reserve the right to modify, update, or amend these terms at our discretion. Any changes will be effective upon posting within the app. It is your responsibility to review this disclaimer periodically for any updates. By continuing to use the app after modifications are made, you acknowledge and accept the revised terms.
A Bunch Of Humans reserves the right at any time to:
Change the terms and conditions of the Terms of Service;
Change the app, including eliminating or discontinuing any content or feature of the app.
A Bunch Of Humans may modify the app at any time without prior notice, and you accept those modifications if you continue to use the App.
We reserve the right to modify, update, or amend these terms at our discretion. Any changes will be effective upon posting within the app. It is your responsibility to review this disclaimer periodically for any updates. By continuing to use the app after modifications are made, you acknowledge and accept the revised terms.
Dispute Resolution
Dispute Resolution
Dispute Resolution
Any disputes arising from these Terms of Service shall first be subject to mediation or arbitration.
Users agree not to participate in class action lawsuits.
These Terms of Service are governed by the laws of France, and any legal action shall be subject to the exclusive jurisdiction of French courts.
Any disputes arising from these Terms of Service shall first be subject to mediation or arbitration.
Users agree not to participate in class action lawsuits.
These Terms of Service are governed by the laws of France, and any legal action shall be subject to the exclusive jurisdiction of French courts.
Severability
Severability
Severability
If any provision of these Terms is deemed invalid, unlawful, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
The invalid, unlawful, or unenforceable provision shall be replaced by a valid, lawful, and enforceable provision that reflects the original intent as closely as possible.
If any provision of these Terms is deemed invalid, unlawful, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.
The invalid, unlawful, or unenforceable provision shall be replaced by a valid, lawful, and enforceable provision that reflects the original intent as closely as possible.
Termination
Termination
Termination
This EULA is effective until terminated by you or us. Your rights under this EULA will terminate automatically if you fail to comply with any of its terms.
This EULA is effective until terminated by you or us. Your rights under this EULA will terminate automatically if you fail to comply with any of its terms.
Thank you for taking the time to review our Terms of Service.
We appreciate your understanding and cooperation in ensuring a safe and enjoyable experience while using our services.
If you have any questions or concerns about these terms, please don't hesitate to contact us at support@abunchofhumans.com
Thank you for taking the time to review our Terms of Service.
We appreciate your understanding and cooperation in ensuring a safe and enjoyable experience while using our services.
If you have any questions or concerns about these terms, please don't hesitate to contact us at support@abunchofhumans.com